Friday, October 15, 2010

Making Money Work


The aptly named Dick Armey is a real piece of work. As Think Progress noted, the former Speaker of the House turned Freedom Works astroturf teabagger leader came on Eliot Spitzer and Kathleen Parker's new show on CNN and lied about the state of Texas benefiting from federal funding for higher education.


Dick Armey Wants To Completely Eliminate Any Federal Funding For Higher Education:


At one point, Spitzer asked Armey a series of questions about what he thinks the government should and should not be involved in funding to try to “add texture” to what the FreedomWorks chairman believes. During this question period, the CNN host asked Armey if he would “have the federal government pay for higher education?” Armey bluntly responded, “No, I would not.” He then went on to say that the university system of his home state of Texas has “not been made any better by federal money involvement.


Armey’s claim that the “federal government’s involvement in education” hasn’t “benefited the students of America” is wildly false.


Texas students are major benificiaries of this spending. Students in the state actually utilize federal student loans at a level above that of the average U.S. student. During the 2006-2007 school year, 83 percent of Texans utilized federal student loans, compared to 71 percent of Americans.


Spitzer did a good job of getting Dick Armey to lay out just what programs he and his corporate funded "Tea Party" would like to eliminate or drastically cut from federal government funding. Naturally military spending wasn't on the list, but Social Security privatization among a lot of other cuts to social programs were. These people like Dick Armey and his ilk aren't going to be happy until they turn us into a third world country with nothing but rich and poor. It was nice to see him get forced to lay out some specifics instead of just platitudes for once as he was in this interview, not that he was short on his usual platitudes as well as he answered. Big 'gubmit is evil, unless of course you privatize everything so it's used to just funnel money to your corporate funders and we need the "freedom" to pick ourselves up by our own bootstraps.


That works our pretty well for folks like Dick Armey who aren't living on a shoestring and have a lot of large corporate interests making sure he's never going to be hurting or worrying about how he's going to feed his family or pay his bills. For the rest of us, not so much. I wonder if Dick Armey knows what the minimum wage is? My bet is he either doesn't know, or doesn't care just like the rest of these Republicans who are trying to con the working class into thinking care about anything but the interests of big business. The only "freedoms" a Dick Armey cares about are the "freedoms" for corporations to force Americans to compete with slave wages overseas while funneling our tax dollars to the wealthiest among us who pay his bills to help spread their propaganda.


Transcript below the fold via CNN.


SPITZER: No, no, no, not the big words like that, but the specific policies you talk about. I want to see if we can get a better understanding of it and sort of see if we agree or disagree on some basic stuff.


You're talking about a radical redefinition of what government does and doesn't do. Fair to say?


(CROSSTALK)


PARKER: ... about what government...


(CROSSTALK)


PARKER: ... to be...


ARMEY: Perhaps there was a radical redefinition of what government does and doesn't do a couple hundred years ago. They called it the Constitution of the United States


SPITZER: Right. OK.


ARMEY: And it was a Constitution that limited government out of deference to the rights of the individual to his liberty


What we're trying to do is restore government back to the vision of our nation that made us the greatest blessing in history of the world


SPITZER: I understand you see it that way. I'm not disagreeing with that. I just want to see if we can add texture to what this means


ARMEY: OK.


SPITZER: Because when I read -- and I have read a lot of the documents. Let me give you some specific programs and say, would you fund them, all right, things that people can relate to? Would you have had the federal government build the interstate highway system?


ARMEY: Absolutely. And you can find that in Adam Smith's "Wealth of Nations."


SPITZER: OK. All right. OK. Would you have had -- would you have the federal government pay for higher education? You're a university professor.


ARMEY: No, I would not


SPITZER: You would not have any funding, no government funding?


ARMEY: No. I don't think the federal government's involvement in higher education has benefited the students of America


(CROSSTALK)


ARMEY: Would you...


PARKER: Wait a minute. Wait a minute. Let him finish that thought, if you don't mind...


(CROSSTALK)


ARMEY: Well, the federal government has the military academies, and it's an important thing. They should continue to do that


But the education of our young people should be under the jurisdiction and under the auspices of the state governments. The state of Texas has a great university system that has not been made any better by federal government involvement


SPITZER: So, you would rip out all money that goes to the universities and say let the states increase their taxes to pay for it?


ARMEY: Let the states manage the education of their young people


SPITZER: Let's continue.


Centers for Disease Control to help make sure we...


(CROSSTALK)


ARMEY: Centers for Disease Control left in the hands of the scientists is probably a very important thing


SPITZER: So you would eliminate it, the Centers for Disease Control?


ARMEY: No, I did not. I would leave it in the hands of the scientists and I would tell the politicians to butt out. Let real who have real expertise make scientific decisions, medical decisions. Let's not have a bunch of political mandates issued by people who don't even understand..


(CROSSTALK)


SPITZER: I don't think that is what CDC does.


OK, how about NIH, National Institutes for Health, does all the research?


ARMEY: I think again that is probably acceptable opportunity to do some good with the federal government's taxpayer dollars, if they have the discipline to leave the agency to do its job on a professional basis, rather than corrupting it.


SPITZER: How about NASA? You going to fund NASA?


ARMEY: Oh, absolutely I would fund NASA. And I sure as heck would keep it focused on its initial mission


(CROSSTALK)


SPITZER: Now, in your book, and in all the Tea Party stuff, they say we're not cutting defense


ARMEY: I think, again, you can rationalize every agency. There are efficiencies to be made in defense, as there...


(CROSSTALK)


SPITZER: But you're saying we're not -- so, I'm just trying to figure out where you're cutting.


ARMEY: Defense is stipulated in the Constitution as a legitimate, necessary duty of the federal government


SPITZER: So, where are you cutting?


ARMEY: How about we cut out a lot of nonsense like National Endowment for the Humanities and Arts? And how about getting rid of AmeriCorps, which is just obnoxious?


SPITZER: AmeriCorps, OK.


ARMEY: Even intellectually, it's an insult to the American people


SPITZER: OK.


ARMEY: How about you get rid of the Corporation for National Broadcasting in that very nominal party of the budget which is called discretionary spending, which I would probably call indiscretionary spending?


Lyndon Johnson's Great Society transformed the budget of the United States government from 85 percent discretionary, 15 percent mandatory, to just the reverse. Now your ability to cut spending and to make the trims that are necessary to restore the government to service in the lives of the people is made very difficult because of the dominance of...


(CROSSTALK)


PARKER: One thing we should point out is that the congressman is also an economist. This is not just a political stump speech here.


ARMEY: This government cannot grow the private sector of the economy by itself, growing larger. It's like you have got a 200-pound jockey that thinks, if I just eat more and gain myself to 210, the horse will be able to win the race...


(CROSSTALK)


SPITZER: I like that metaphor...


(CROSSTALK)


PARKER: It seems pretty simple. I mean, we clearly can't afford everything we have got. We can't -- we have got to stop spending somewhere...


(CROSSTALK)


ARMEY: I will tell you what. I will give today's retirees and today's working youth a more hard, fast commitment for Social Security.


I will say to every child in America, every working man and woman in this country, I will guarantee you, you will have Social Security just as you know it today, with the only change being a cost of living adjustment that is commensurate with the consumer price index for the rest of your life, if you choose to stay in it.


SPITZER: OK.


ARMEY: But I will also give you the right to choose to leave it.


SPITZER: But you're saying something very important that I don't think most people are picking up on. What you're doing is changing the escalator in Social Security in a way that many people agree with.


ARMEY: That's right. And I'll tell you what.


SPITZER: I happen to agree with that.


ARMEY: I'm going to just say to the American people, if you choose to...


SPITZER: You already said you're going to do one of them.


ARMEY: If you, as a free-born individual person, choose to say, I want to leave this mandatory government program, you're free to leave. You're free to say no to the government.




I have stopped playing Everquest when the level cap was 70.

Several years ago.

I had a level 70 Wizard & Beastlord. It took me 3 years to build these characters up, the leveling was so slow & I had only a limited amount of time in which to play, Family, Friends & work always came first.

I quit because I realised just how little I was getting from the game in terms of real life advantages in the real world.



I still have 1 friend who still plays it. His hours of play are about 5 YEARS out of the 8 or so EQ has been around.

No surprises then that hes single - no job, 37 & lives with his mum.



When I visit him he is always on a raid & has very little time for me while I'm there.



So I re-activated my account for a month just to see if the game still had any interest to me. My friend invited me into his guild which lead me to a raid that night.

I arrived at the raid meeting point then spent 3 hrs waiting on everyone showing up, getting ready etc...

I sat there numb watching everyone floating up & down in levitate spells. It all came back to me in a rush.



It was like watching a film you have seen a million times but never really liked. I found the blank wall next to my monitor more interesting to stare at.



Finally the raid got underway... 10mins later 60+ dead people & a promise of another 3 hr wait while everyone recovers....



I logged off. Deleted the EQ folder, snapped the disks & felt so much better for it.



Never ever ever ever again. NeverQuest.



Guild wars rocked as I could log in play a good game no matter what level I was, then not play it again for months without falling behind my friends so badly that it was a problem.



Guild wars 2 - promises a blend of the original GW & current style MMO's like WOW. Free to play - and most importantly no need to get 30hrs a week in just to be cool.

(reply to this)
(link to this) (view in thread)



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Fox <b>News</b>&#39; Brian Kilmeade: “All Terrorists Are Muslim” « Oliver Willis

19 Responses to “Fox News' Brian Kilmeade: “All Terrorists Are Muslim””. Jay says: October 15, 2010 at 9:13 am. Of course, anybody with a rational mind could understand that Kilmeade was specifically talking about 9/11 and was saying ...

This Week in Credit Card <b>News</b> - MoneyBuilder - making sense of <b>...</b>

Discover Says US Antitrust Settlement Won't Help Consumers Discover says US consumers may not benefit from an antitrust settlement that lets merchants offer rewards and incentives to people who pay with lower-cost credit cards.

Mine Coverage Taxes BBC <b>News</b> Budget - NYTimes.com

The BBC will cut back on some of its coverage plans for the rest of the year because of the high cost of covering the mine rescue in Chile.


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The aptly named Dick Armey is a real piece of work. As Think Progress noted, the former Speaker of the House turned Freedom Works astroturf teabagger leader came on Eliot Spitzer and Kathleen Parker's new show on CNN and lied about the state of Texas benefiting from federal funding for higher education.


Dick Armey Wants To Completely Eliminate Any Federal Funding For Higher Education:


At one point, Spitzer asked Armey a series of questions about what he thinks the government should and should not be involved in funding to try to “add texture” to what the FreedomWorks chairman believes. During this question period, the CNN host asked Armey if he would “have the federal government pay for higher education?” Armey bluntly responded, “No, I would not.” He then went on to say that the university system of his home state of Texas has “not been made any better by federal money involvement.


Armey’s claim that the “federal government’s involvement in education” hasn’t “benefited the students of America” is wildly false.


Texas students are major benificiaries of this spending. Students in the state actually utilize federal student loans at a level above that of the average U.S. student. During the 2006-2007 school year, 83 percent of Texans utilized federal student loans, compared to 71 percent of Americans.


Spitzer did a good job of getting Dick Armey to lay out just what programs he and his corporate funded "Tea Party" would like to eliminate or drastically cut from federal government funding. Naturally military spending wasn't on the list, but Social Security privatization among a lot of other cuts to social programs were. These people like Dick Armey and his ilk aren't going to be happy until they turn us into a third world country with nothing but rich and poor. It was nice to see him get forced to lay out some specifics instead of just platitudes for once as he was in this interview, not that he was short on his usual platitudes as well as he answered. Big 'gubmit is evil, unless of course you privatize everything so it's used to just funnel money to your corporate funders and we need the "freedom" to pick ourselves up by our own bootstraps.


That works our pretty well for folks like Dick Armey who aren't living on a shoestring and have a lot of large corporate interests making sure he's never going to be hurting or worrying about how he's going to feed his family or pay his bills. For the rest of us, not so much. I wonder if Dick Armey knows what the minimum wage is? My bet is he either doesn't know, or doesn't care just like the rest of these Republicans who are trying to con the working class into thinking care about anything but the interests of big business. The only "freedoms" a Dick Armey cares about are the "freedoms" for corporations to force Americans to compete with slave wages overseas while funneling our tax dollars to the wealthiest among us who pay his bills to help spread their propaganda.


Transcript below the fold via CNN.


SPITZER: No, no, no, not the big words like that, but the specific policies you talk about. I want to see if we can get a better understanding of it and sort of see if we agree or disagree on some basic stuff.


You're talking about a radical redefinition of what government does and doesn't do. Fair to say?


(CROSSTALK)


PARKER: ... about what government...


(CROSSTALK)


PARKER: ... to be...


ARMEY: Perhaps there was a radical redefinition of what government does and doesn't do a couple hundred years ago. They called it the Constitution of the United States


SPITZER: Right. OK.


ARMEY: And it was a Constitution that limited government out of deference to the rights of the individual to his liberty


What we're trying to do is restore government back to the vision of our nation that made us the greatest blessing in history of the world


SPITZER: I understand you see it that way. I'm not disagreeing with that. I just want to see if we can add texture to what this means


ARMEY: OK.


SPITZER: Because when I read -- and I have read a lot of the documents. Let me give you some specific programs and say, would you fund them, all right, things that people can relate to? Would you have had the federal government build the interstate highway system?


ARMEY: Absolutely. And you can find that in Adam Smith's "Wealth of Nations."


SPITZER: OK. All right. OK. Would you have had -- would you have the federal government pay for higher education? You're a university professor.


ARMEY: No, I would not


SPITZER: You would not have any funding, no government funding?


ARMEY: No. I don't think the federal government's involvement in higher education has benefited the students of America


(CROSSTALK)


ARMEY: Would you...


PARKER: Wait a minute. Wait a minute. Let him finish that thought, if you don't mind...


(CROSSTALK)


ARMEY: Well, the federal government has the military academies, and it's an important thing. They should continue to do that


But the education of our young people should be under the jurisdiction and under the auspices of the state governments. The state of Texas has a great university system that has not been made any better by federal government involvement


SPITZER: So, you would rip out all money that goes to the universities and say let the states increase their taxes to pay for it?


ARMEY: Let the states manage the education of their young people


SPITZER: Let's continue.


Centers for Disease Control to help make sure we...


(CROSSTALK)


ARMEY: Centers for Disease Control left in the hands of the scientists is probably a very important thing


SPITZER: So you would eliminate it, the Centers for Disease Control?


ARMEY: No, I did not. I would leave it in the hands of the scientists and I would tell the politicians to butt out. Let real who have real expertise make scientific decisions, medical decisions. Let's not have a bunch of political mandates issued by people who don't even understand..


(CROSSTALK)


SPITZER: I don't think that is what CDC does.


OK, how about NIH, National Institutes for Health, does all the research?


ARMEY: I think again that is probably acceptable opportunity to do some good with the federal government's taxpayer dollars, if they have the discipline to leave the agency to do its job on a professional basis, rather than corrupting it.


SPITZER: How about NASA? You going to fund NASA?


ARMEY: Oh, absolutely I would fund NASA. And I sure as heck would keep it focused on its initial mission


(CROSSTALK)


SPITZER: Now, in your book, and in all the Tea Party stuff, they say we're not cutting defense


ARMEY: I think, again, you can rationalize every agency. There are efficiencies to be made in defense, as there...


(CROSSTALK)


SPITZER: But you're saying we're not -- so, I'm just trying to figure out where you're cutting.


ARMEY: Defense is stipulated in the Constitution as a legitimate, necessary duty of the federal government


SPITZER: So, where are you cutting?


ARMEY: How about we cut out a lot of nonsense like National Endowment for the Humanities and Arts? And how about getting rid of AmeriCorps, which is just obnoxious?


SPITZER: AmeriCorps, OK.


ARMEY: Even intellectually, it's an insult to the American people


SPITZER: OK.


ARMEY: How about you get rid of the Corporation for National Broadcasting in that very nominal party of the budget which is called discretionary spending, which I would probably call indiscretionary spending?


Lyndon Johnson's Great Society transformed the budget of the United States government from 85 percent discretionary, 15 percent mandatory, to just the reverse. Now your ability to cut spending and to make the trims that are necessary to restore the government to service in the lives of the people is made very difficult because of the dominance of...


(CROSSTALK)


PARKER: One thing we should point out is that the congressman is also an economist. This is not just a political stump speech here.


ARMEY: This government cannot grow the private sector of the economy by itself, growing larger. It's like you have got a 200-pound jockey that thinks, if I just eat more and gain myself to 210, the horse will be able to win the race...


(CROSSTALK)


SPITZER: I like that metaphor...


(CROSSTALK)


PARKER: It seems pretty simple. I mean, we clearly can't afford everything we have got. We can't -- we have got to stop spending somewhere...


(CROSSTALK)


ARMEY: I will tell you what. I will give today's retirees and today's working youth a more hard, fast commitment for Social Security.


I will say to every child in America, every working man and woman in this country, I will guarantee you, you will have Social Security just as you know it today, with the only change being a cost of living adjustment that is commensurate with the consumer price index for the rest of your life, if you choose to stay in it.


SPITZER: OK.


ARMEY: But I will also give you the right to choose to leave it.


SPITZER: But you're saying something very important that I don't think most people are picking up on. What you're doing is changing the escalator in Social Security in a way that many people agree with.


ARMEY: That's right. And I'll tell you what.


SPITZER: I happen to agree with that.


ARMEY: I'm going to just say to the American people, if you choose to...


SPITZER: You already said you're going to do one of them.


ARMEY: If you, as a free-born individual person, choose to say, I want to leave this mandatory government program, you're free to leave. You're free to say no to the government.




I have stopped playing Everquest when the level cap was 70.

Several years ago.

I had a level 70 Wizard & Beastlord. It took me 3 years to build these characters up, the leveling was so slow & I had only a limited amount of time in which to play, Family, Friends & work always came first.

I quit because I realised just how little I was getting from the game in terms of real life advantages in the real world.



I still have 1 friend who still plays it. His hours of play are about 5 YEARS out of the 8 or so EQ has been around.

No surprises then that hes single - no job, 37 & lives with his mum.



When I visit him he is always on a raid & has very little time for me while I'm there.



So I re-activated my account for a month just to see if the game still had any interest to me. My friend invited me into his guild which lead me to a raid that night.

I arrived at the raid meeting point then spent 3 hrs waiting on everyone showing up, getting ready etc...

I sat there numb watching everyone floating up & down in levitate spells. It all came back to me in a rush.



It was like watching a film you have seen a million times but never really liked. I found the blank wall next to my monitor more interesting to stare at.



Finally the raid got underway... 10mins later 60+ dead people & a promise of another 3 hr wait while everyone recovers....



I logged off. Deleted the EQ folder, snapped the disks & felt so much better for it.



Never ever ever ever again. NeverQuest.



Guild wars rocked as I could log in play a good game no matter what level I was, then not play it again for months without falling behind my friends so badly that it was a problem.



Guild wars 2 - promises a blend of the original GW & current style MMO's like WOW. Free to play - and most importantly no need to get 30hrs a week in just to be cool.

(reply to this)
(link to this) (view in thread)



benchcraft company portland or

Fox <b>News</b>&#39; Brian Kilmeade: “All Terrorists Are Muslim” « Oliver Willis

19 Responses to “Fox News' Brian Kilmeade: “All Terrorists Are Muslim””. Jay says: October 15, 2010 at 9:13 am. Of course, anybody with a rational mind could understand that Kilmeade was specifically talking about 9/11 and was saying ...

This Week in Credit Card <b>News</b> - MoneyBuilder - making sense of <b>...</b>

Discover Says US Antitrust Settlement Won't Help Consumers Discover says US consumers may not benefit from an antitrust settlement that lets merchants offer rewards and incentives to people who pay with lower-cost credit cards.

Mine Coverage Taxes BBC <b>News</b> Budget - NYTimes.com

The BBC will cut back on some of its coverage plans for the rest of the year because of the high cost of covering the mine rescue in Chile.


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benchcraft company scam

Fox <b>News</b>&#39; Brian Kilmeade: “All Terrorists Are Muslim” « Oliver Willis

19 Responses to “Fox News' Brian Kilmeade: “All Terrorists Are Muslim””. Jay says: October 15, 2010 at 9:13 am. Of course, anybody with a rational mind could understand that Kilmeade was specifically talking about 9/11 and was saying ...

This Week in Credit Card <b>News</b> - MoneyBuilder - making sense of <b>...</b>

Discover Says US Antitrust Settlement Won't Help Consumers Discover says US consumers may not benefit from an antitrust settlement that lets merchants offer rewards and incentives to people who pay with lower-cost credit cards.

Mine Coverage Taxes BBC <b>News</b> Budget - NYTimes.com

The BBC will cut back on some of its coverage plans for the rest of the year because of the high cost of covering the mine rescue in Chile.


bench craft company reviews

The aptly named Dick Armey is a real piece of work. As Think Progress noted, the former Speaker of the House turned Freedom Works astroturf teabagger leader came on Eliot Spitzer and Kathleen Parker's new show on CNN and lied about the state of Texas benefiting from federal funding for higher education.


Dick Armey Wants To Completely Eliminate Any Federal Funding For Higher Education:


At one point, Spitzer asked Armey a series of questions about what he thinks the government should and should not be involved in funding to try to “add texture” to what the FreedomWorks chairman believes. During this question period, the CNN host asked Armey if he would “have the federal government pay for higher education?” Armey bluntly responded, “No, I would not.” He then went on to say that the university system of his home state of Texas has “not been made any better by federal money involvement.


Armey’s claim that the “federal government’s involvement in education” hasn’t “benefited the students of America” is wildly false.


Texas students are major benificiaries of this spending. Students in the state actually utilize federal student loans at a level above that of the average U.S. student. During the 2006-2007 school year, 83 percent of Texans utilized federal student loans, compared to 71 percent of Americans.


Spitzer did a good job of getting Dick Armey to lay out just what programs he and his corporate funded "Tea Party" would like to eliminate or drastically cut from federal government funding. Naturally military spending wasn't on the list, but Social Security privatization among a lot of other cuts to social programs were. These people like Dick Armey and his ilk aren't going to be happy until they turn us into a third world country with nothing but rich and poor. It was nice to see him get forced to lay out some specifics instead of just platitudes for once as he was in this interview, not that he was short on his usual platitudes as well as he answered. Big 'gubmit is evil, unless of course you privatize everything so it's used to just funnel money to your corporate funders and we need the "freedom" to pick ourselves up by our own bootstraps.


That works our pretty well for folks like Dick Armey who aren't living on a shoestring and have a lot of large corporate interests making sure he's never going to be hurting or worrying about how he's going to feed his family or pay his bills. For the rest of us, not so much. I wonder if Dick Armey knows what the minimum wage is? My bet is he either doesn't know, or doesn't care just like the rest of these Republicans who are trying to con the working class into thinking care about anything but the interests of big business. The only "freedoms" a Dick Armey cares about are the "freedoms" for corporations to force Americans to compete with slave wages overseas while funneling our tax dollars to the wealthiest among us who pay his bills to help spread their propaganda.


Transcript below the fold via CNN.


SPITZER: No, no, no, not the big words like that, but the specific policies you talk about. I want to see if we can get a better understanding of it and sort of see if we agree or disagree on some basic stuff.


You're talking about a radical redefinition of what government does and doesn't do. Fair to say?


(CROSSTALK)


PARKER: ... about what government...


(CROSSTALK)


PARKER: ... to be...


ARMEY: Perhaps there was a radical redefinition of what government does and doesn't do a couple hundred years ago. They called it the Constitution of the United States


SPITZER: Right. OK.


ARMEY: And it was a Constitution that limited government out of deference to the rights of the individual to his liberty


What we're trying to do is restore government back to the vision of our nation that made us the greatest blessing in history of the world


SPITZER: I understand you see it that way. I'm not disagreeing with that. I just want to see if we can add texture to what this means


ARMEY: OK.


SPITZER: Because when I read -- and I have read a lot of the documents. Let me give you some specific programs and say, would you fund them, all right, things that people can relate to? Would you have had the federal government build the interstate highway system?


ARMEY: Absolutely. And you can find that in Adam Smith's "Wealth of Nations."


SPITZER: OK. All right. OK. Would you have had -- would you have the federal government pay for higher education? You're a university professor.


ARMEY: No, I would not


SPITZER: You would not have any funding, no government funding?


ARMEY: No. I don't think the federal government's involvement in higher education has benefited the students of America


(CROSSTALK)


ARMEY: Would you...


PARKER: Wait a minute. Wait a minute. Let him finish that thought, if you don't mind...


(CROSSTALK)


ARMEY: Well, the federal government has the military academies, and it's an important thing. They should continue to do that


But the education of our young people should be under the jurisdiction and under the auspices of the state governments. The state of Texas has a great university system that has not been made any better by federal government involvement


SPITZER: So, you would rip out all money that goes to the universities and say let the states increase their taxes to pay for it?


ARMEY: Let the states manage the education of their young people


SPITZER: Let's continue.


Centers for Disease Control to help make sure we...


(CROSSTALK)


ARMEY: Centers for Disease Control left in the hands of the scientists is probably a very important thing


SPITZER: So you would eliminate it, the Centers for Disease Control?


ARMEY: No, I did not. I would leave it in the hands of the scientists and I would tell the politicians to butt out. Let real who have real expertise make scientific decisions, medical decisions. Let's not have a bunch of political mandates issued by people who don't even understand..


(CROSSTALK)


SPITZER: I don't think that is what CDC does.


OK, how about NIH, National Institutes for Health, does all the research?


ARMEY: I think again that is probably acceptable opportunity to do some good with the federal government's taxpayer dollars, if they have the discipline to leave the agency to do its job on a professional basis, rather than corrupting it.


SPITZER: How about NASA? You going to fund NASA?


ARMEY: Oh, absolutely I would fund NASA. And I sure as heck would keep it focused on its initial mission


(CROSSTALK)


SPITZER: Now, in your book, and in all the Tea Party stuff, they say we're not cutting defense


ARMEY: I think, again, you can rationalize every agency. There are efficiencies to be made in defense, as there...


(CROSSTALK)


SPITZER: But you're saying we're not -- so, I'm just trying to figure out where you're cutting.


ARMEY: Defense is stipulated in the Constitution as a legitimate, necessary duty of the federal government


SPITZER: So, where are you cutting?


ARMEY: How about we cut out a lot of nonsense like National Endowment for the Humanities and Arts? And how about getting rid of AmeriCorps, which is just obnoxious?


SPITZER: AmeriCorps, OK.


ARMEY: Even intellectually, it's an insult to the American people


SPITZER: OK.


ARMEY: How about you get rid of the Corporation for National Broadcasting in that very nominal party of the budget which is called discretionary spending, which I would probably call indiscretionary spending?


Lyndon Johnson's Great Society transformed the budget of the United States government from 85 percent discretionary, 15 percent mandatory, to just the reverse. Now your ability to cut spending and to make the trims that are necessary to restore the government to service in the lives of the people is made very difficult because of the dominance of...


(CROSSTALK)


PARKER: One thing we should point out is that the congressman is also an economist. This is not just a political stump speech here.


ARMEY: This government cannot grow the private sector of the economy by itself, growing larger. It's like you have got a 200-pound jockey that thinks, if I just eat more and gain myself to 210, the horse will be able to win the race...


(CROSSTALK)


SPITZER: I like that metaphor...


(CROSSTALK)


PARKER: It seems pretty simple. I mean, we clearly can't afford everything we have got. We can't -- we have got to stop spending somewhere...


(CROSSTALK)


ARMEY: I will tell you what. I will give today's retirees and today's working youth a more hard, fast commitment for Social Security.


I will say to every child in America, every working man and woman in this country, I will guarantee you, you will have Social Security just as you know it today, with the only change being a cost of living adjustment that is commensurate with the consumer price index for the rest of your life, if you choose to stay in it.


SPITZER: OK.


ARMEY: But I will also give you the right to choose to leave it.


SPITZER: But you're saying something very important that I don't think most people are picking up on. What you're doing is changing the escalator in Social Security in a way that many people agree with.


ARMEY: That's right. And I'll tell you what.


SPITZER: I happen to agree with that.


ARMEY: I'm going to just say to the American people, if you choose to...


SPITZER: You already said you're going to do one of them.


ARMEY: If you, as a free-born individual person, choose to say, I want to leave this mandatory government program, you're free to leave. You're free to say no to the government.




I have stopped playing Everquest when the level cap was 70.

Several years ago.

I had a level 70 Wizard & Beastlord. It took me 3 years to build these characters up, the leveling was so slow & I had only a limited amount of time in which to play, Family, Friends & work always came first.

I quit because I realised just how little I was getting from the game in terms of real life advantages in the real world.



I still have 1 friend who still plays it. His hours of play are about 5 YEARS out of the 8 or so EQ has been around.

No surprises then that hes single - no job, 37 & lives with his mum.



When I visit him he is always on a raid & has very little time for me while I'm there.



So I re-activated my account for a month just to see if the game still had any interest to me. My friend invited me into his guild which lead me to a raid that night.

I arrived at the raid meeting point then spent 3 hrs waiting on everyone showing up, getting ready etc...

I sat there numb watching everyone floating up & down in levitate spells. It all came back to me in a rush.



It was like watching a film you have seen a million times but never really liked. I found the blank wall next to my monitor more interesting to stare at.



Finally the raid got underway... 10mins later 60+ dead people & a promise of another 3 hr wait while everyone recovers....



I logged off. Deleted the EQ folder, snapped the disks & felt so much better for it.



Never ever ever ever again. NeverQuest.



Guild wars rocked as I could log in play a good game no matter what level I was, then not play it again for months without falling behind my friends so badly that it was a problem.



Guild wars 2 - promises a blend of the original GW & current style MMO's like WOW. Free to play - and most importantly no need to get 30hrs a week in just to be cool.

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Fox <b>News</b>&#39; Brian Kilmeade: “All Terrorists Are Muslim” « Oliver Willis

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Fox <b>News</b>&#39; Brian Kilmeade: “All Terrorists Are Muslim” « Oliver Willis

19 Responses to “Fox News' Brian Kilmeade: “All Terrorists Are Muslim””. Jay says: October 15, 2010 at 9:13 am. Of course, anybody with a rational mind could understand that Kilmeade was specifically talking about 9/11 and was saying ...

This Week in Credit Card <b>News</b> - MoneyBuilder - making sense of <b>...</b>

Discover Says US Antitrust Settlement Won't Help Consumers Discover says US consumers may not benefit from an antitrust settlement that lets merchants offer rewards and incentives to people who pay with lower-cost credit cards.

Mine Coverage Taxes BBC <b>News</b> Budget - NYTimes.com

The BBC will cut back on some of its coverage plans for the rest of the year because of the high cost of covering the mine rescue in Chile.


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Fox <b>News</b>&#39; Brian Kilmeade: “All Terrorists Are Muslim” « Oliver Willis

19 Responses to “Fox News' Brian Kilmeade: “All Terrorists Are Muslim””. Jay says: October 15, 2010 at 9:13 am. Of course, anybody with a rational mind could understand that Kilmeade was specifically talking about 9/11 and was saying ...

This Week in Credit Card <b>News</b> - MoneyBuilder - making sense of <b>...</b>

Discover Says US Antitrust Settlement Won't Help Consumers Discover says US consumers may not benefit from an antitrust settlement that lets merchants offer rewards and incentives to people who pay with lower-cost credit cards.

Mine Coverage Taxes BBC <b>News</b> Budget - NYTimes.com

The BBC will cut back on some of its coverage plans for the rest of the year because of the high cost of covering the mine rescue in Chile.


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Fox <b>News</b>&#39; Brian Kilmeade: “All Terrorists Are Muslim” « Oliver Willis

19 Responses to “Fox News' Brian Kilmeade: “All Terrorists Are Muslim””. Jay says: October 15, 2010 at 9:13 am. Of course, anybody with a rational mind could understand that Kilmeade was specifically talking about 9/11 and was saying ...

This Week in Credit Card <b>News</b> - MoneyBuilder - making sense of <b>...</b>

Discover Says US Antitrust Settlement Won't Help Consumers Discover says US consumers may not benefit from an antitrust settlement that lets merchants offer rewards and incentives to people who pay with lower-cost credit cards.

Mine Coverage Taxes BBC <b>News</b> Budget - NYTimes.com

The BBC will cut back on some of its coverage plans for the rest of the year because of the high cost of covering the mine rescue in Chile.


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Fox <b>News</b>&#39; Brian Kilmeade: “All Terrorists Are Muslim” « Oliver Willis

19 Responses to “Fox News' Brian Kilmeade: “All Terrorists Are Muslim””. Jay says: October 15, 2010 at 9:13 am. Of course, anybody with a rational mind could understand that Kilmeade was specifically talking about 9/11 and was saying ...

This Week in Credit Card <b>News</b> - MoneyBuilder - making sense of <b>...</b>

Discover Says US Antitrust Settlement Won't Help Consumers Discover says US consumers may not benefit from an antitrust settlement that lets merchants offer rewards and incentives to people who pay with lower-cost credit cards.

Mine Coverage Taxes BBC <b>News</b> Budget - NYTimes.com

The BBC will cut back on some of its coverage plans for the rest of the year because of the high cost of covering the mine rescue in Chile.


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There are very few people left in the money making industry online that are honest and can be trusted. Some of the big shots and gurus advertise their own products and make wild promises of making money with their stuff, and more often than not, they fail. The money making world needed a break, And The Light In The Darkness provides it.




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If you are willing to WORK HARD in the first few months, you can easily make over $40,000 at the end of the sixth month. You will have to work and learn in the first few months. None of this will cost you anything, and we'll use the money from your earnings to take you over $40,000 a month.




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Fox <b>News</b>&#39; Brian Kilmeade: “All Terrorists Are Muslim” « Oliver Willis

19 Responses to “Fox News' Brian Kilmeade: “All Terrorists Are Muslim””. Jay says: October 15, 2010 at 9:13 am. Of course, anybody with a rational mind could understand that Kilmeade was specifically talking about 9/11 and was saying ...

This Week in Credit Card <b>News</b> - MoneyBuilder - making sense of <b>...</b>

Discover Says US Antitrust Settlement Won't Help Consumers Discover says US consumers may not benefit from an antitrust settlement that lets merchants offer rewards and incentives to people who pay with lower-cost credit cards.

Mine Coverage Taxes BBC <b>News</b> Budget - NYTimes.com

The BBC will cut back on some of its coverage plans for the rest of the year because of the high cost of covering the mine rescue in Chile.


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Fox <b>News</b>&#39; Brian Kilmeade: “All Terrorists Are Muslim” « Oliver Willis

19 Responses to “Fox News' Brian Kilmeade: “All Terrorists Are Muslim””. Jay says: October 15, 2010 at 9:13 am. Of course, anybody with a rational mind could understand that Kilmeade was specifically talking about 9/11 and was saying ...

This Week in Credit Card <b>News</b> - MoneyBuilder - making sense of <b>...</b>

Discover Says US Antitrust Settlement Won't Help Consumers Discover says US consumers may not benefit from an antitrust settlement that lets merchants offer rewards and incentives to people who pay with lower-cost credit cards.

Mine Coverage Taxes BBC <b>News</b> Budget - NYTimes.com

The BBC will cut back on some of its coverage plans for the rest of the year because of the high cost of covering the mine rescue in Chile.


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Monday, October 4, 2010

Money Making

















languagehat, this is a giant derail, so I it's going to be my last post in this thread. Your "trying to appear cool" remark was to me so off the wall that I actually had trouble even understanding what you were getting at - now that you've elaborated, at least I think I now understand what you were getting at (it's not the reading of history per se that's trying to "appear cool", but your belief that expressing a lack of surprise in this case is something of a pose because being unsurprised is somehow cool(?!) - I'm still not 100% sure I'm getting it right, it's so bizarre).



On the substance - being grief-stricken is not the same thing as being surprised, at least in my book (of course, my book may not be cool). If I heard my friend/spouse etc. was killed, I'd be grief-stricken. And I'd be *shocked*, but in the same way as any sudden dramatic news is shocking - it's akin to being startled. Yet, being startled is not the same thing as being surprised. I'm startled by a noise, I'm not surprised by it. I'm startle to hear my friend was killed in an auto-accident, I'm not surprised that he died. If he was abducted by aliens, I'd be surprised. If he was killed by a car, while meditating in a remote monastery (the car dropped from a cargo airplane hit the monastery). But killed in traffic? Shock, grief, but no surprise. Do you understand the difference? I say this in good faith, illustrating the differences. Of course, if all you are interested in is exploring how I must be motivated by trying to appear "cool", then I guess we'll part ways.



Same here. I'm not surprised in the least - anti-establishment movements are deeply penetrated by intelligence services. That's not surprising. A high ranking member is compromised - it's not surprising. These organizations are targeted relentlessly. The FBI had a multi-year operation to penetrate a knitting circle (I think that actually happened with the Los Angeles police intelligence unit investigating some anti-war person or another) - color me surprised.



Anyhow, at the risk of appearing cool - or is it uncool - I'm now signing off from this thread, with my surprised face.
posted by VikingSword at 1:05 PM on September 14

The Birmingham <b>News</b> Pink Edition: Supporting the fight against <b>...</b>

Reports on the work being done in our community to fight the disease and sharing the stories of breast cancer survivors.

CBS <b>News</b> Reporter Arrested for Growing Pot | PopEater.com

Police arrested CBS News correspondent Howard Arenstein and his wife, along with reporter Orly Azoulay, Saturday for drug possession with intent to di.

Denver Broncos <b>News</b> - Horse Tracks - 10/4/10 - Mile High Report

Your daily Cup of Orange and Blue Coffee....Horse Tracks!


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languagehat, this is a giant derail, so I it's going to be my last post in this thread. Your "trying to appear cool" remark was to me so off the wall that I actually had trouble even understanding what you were getting at - now that you've elaborated, at least I think I now understand what you were getting at (it's not the reading of history per se that's trying to "appear cool", but your belief that expressing a lack of surprise in this case is something of a pose because being unsurprised is somehow cool(?!) - I'm still not 100% sure I'm getting it right, it's so bizarre).



On the substance - being grief-stricken is not the same thing as being surprised, at least in my book (of course, my book may not be cool). If I heard my friend/spouse etc. was killed, I'd be grief-stricken. And I'd be *shocked*, but in the same way as any sudden dramatic news is shocking - it's akin to being startled. Yet, being startled is not the same thing as being surprised. I'm startled by a noise, I'm not surprised by it. I'm startle to hear my friend was killed in an auto-accident, I'm not surprised that he died. If he was abducted by aliens, I'd be surprised. If he was killed by a car, while meditating in a remote monastery (the car dropped from a cargo airplane hit the monastery). But killed in traffic? Shock, grief, but no surprise. Do you understand the difference? I say this in good faith, illustrating the differences. Of course, if all you are interested in is exploring how I must be motivated by trying to appear "cool", then I guess we'll part ways.



Same here. I'm not surprised in the least - anti-establishment movements are deeply penetrated by intelligence services. That's not surprising. A high ranking member is compromised - it's not surprising. These organizations are targeted relentlessly. The FBI had a multi-year operation to penetrate a knitting circle (I think that actually happened with the Los Angeles police intelligence unit investigating some anti-war person or another) - color me surprised.



Anyhow, at the risk of appearing cool - or is it uncool - I'm now signing off from this thread, with my surprised face.
posted by VikingSword at 1:05 PM on September 14

The Birmingham <b>News</b> Pink Edition: Supporting the fight against <b>...</b>

Reports on the work being done in our community to fight the disease and sharing the stories of breast cancer survivors.

CBS <b>News</b> Reporter Arrested for Growing Pot | PopEater.com

Police arrested CBS News correspondent Howard Arenstein and his wife, along with reporter Orly Azoulay, Saturday for drug possession with intent to di.

Denver Broncos <b>News</b> - Horse Tracks - 10/4/10 - Mile High Report

Your daily Cup of Orange and Blue Coffee....Horse Tracks!


eric seiger eric seiger


194/365: &quot;Money makes the world go round&quot; by It's life Jim....





















































Saturday, October 2, 2010

Start Making Money


Up to this point this dramatic expansion of the U.S. monetary base has not caused that much inflation because U.S. government borrowing has soaked most of it up and U.S. banks have been hoarding cash and have been building up their reserves.


However, this situation will not last forever.  Eventually all this cash will make its way through the food chain and into the hands of U.S. consumers. 


But what is even more troubling is the dramatic spike in commodity prices that we have seen in 2010. 


Wheat futures have surged 63 percent since the month of June.  Wheat has recently been selling well above 7 dollars a bushel on the Chicago Board of Trade.


But wheat is far from alone.  In his recent column entitled "An Inflationary Cocktail In The Making", Richard Benson listed many of the other commodities that have seen extraordinary price increases over the past year....


*Agricultural Raw Materials: 24%


*Industrial Inputs Index: 25%


*Metals Price Index: 26%


*Coffee: 45%


*Barley: 32%


*Oranges: 35%


*Beef: 23%


*Pork: 68%


*Salmon: 30%


*Sugar: 24%


*Wool: 20%


*Cotton: 40%


*Palm Oil: 26%


*Hides: 25%


*Rubber: 62%


*Iron Ore: 103%


Now, as those price increases enter the chain of production do you think that there is any chance that they will not cause inflation?


Do you think there is any chance at all that producers and retailers will not pass those costs on to consumers?


It is time to face facts.


Those cost increases are going to filter all the way through the system and your paycheck is soon not going to stretch nearly as far.


Inflation is coming.


Many savvy investors understand what is going on right now.  That is one reason why gold and silver are absolutely soaring at the moment.


The price of gold set another record high on Friday for the sixth straight day.   


Silver has also experienced extraordinary gains recently, and the U.S. Mint has officially raised their wholesale pricing above spot on American Silver Eagles from $1.50 to $2.00.


Meanwhile, there are even more rumblings that the Fed wants to print lots more money.  On Friday, the president of the Federal Reserve Bank of New York, William Dudley, stated that the high unemployment and the low inflation that the United States is experiencing right now are "wholly unacceptable"....


"Further action is likely to be warranted unless the economic outlook evolves in such a way that makes me more confident that we will see better outcomes for both employment and inflation before long."


During his remarks, Dudley even mentioned what the effect of another $500 billion increase in the Fed’s balance sheet would be.


Now keep in mind, this is not just another "Joe" who is making these remarks.


This is the president of the Federal Reserve Bank of New York - the most important of all the regional Fed banks.


In recent weeks it is almost as if you can hear Fed officials salivate as they consider the prospect of flooding the economy with even more money. 


Up to this point, very little has worked to stimulate the dying U.S. economy.  The Federal Reserve and the Obama administration are getting nervous as the American people become increasingly frustrated about the economic situation.


So will flooding the economy with even more money and causing even more inflation do the trick?


Well, no, but what inflated GDP figures will do is enable Obama and the Fed to say: "Look the economy is growing again!"


But if a flood of paper money causes the value of goods and services produced in the U.S. to go up by 5 percent but the real inflation rate is 10 percent, are we better off or are we worse off?


It doesn't take a genius to figure that one out.


So don't get fooled by "economic growth" numbers.  Just because more money is changing hands doesn't mean that the U.S. economy is doing better. 


In fact, many American families are going to be financially shredded by the coming inflation tsunami. 


Just think about it.


How far will your paycheck go when a half gallon of milk is 10 dollars and a loaf of bread is 5 dollars?


Already, it is incredibly difficult for the average American family of four to get by on $50,000 a year.


So how much money will we need when rampant inflation starts kicking in?


And do you think that your employers will actually give you pay raises to keep up with all of this inflation?


Not in these economic conditions.


In fact, median household incomes are declining from coast to coast all over the United States.


Earlier this year, Ben Bernanke promised Congress that the Federal Reserve would not "print money" to help the U.S. Congress finance the exploding U.S. national debt.


Did any of you believe him at the time?


Did any of you actually believe that the Federal Reserve would act responsibly and would attempt to keep the money supply and inflation under control?


The reality is that the entire Federal Reserve system is predicated on perpetual inflation and a perpetually expanding national debt. 


Whatever wealth you and your family have been able to scrape together is going to continue to be whittled away month after month after month by the hidden tax of inflation.


And unfortunately, as discussed above, inflation is about to get a whole lot worse.


So is there any room for optimism?  Is there any hope that we will not see horrible inflation in the years ahead?  Please feel free to leave a comment with your opinion below....


Marc Hedlund, co-founder and former CEO of personal finance company Wesabe, has penned a refreshingly honest and open take on why he thinks the startup lost to rival Mint.


The latter launched later than Wesabe (and won the top prize at the TechCrunch40 conference back in 2007) and was later acquired by Intuit for $170 million, while Wesabe had a less stellar exit and hit the deadpool last June.


Hedlund takes the blame, but also counters some of the things that have been cited as reasons for Wesabe’s demise for being myths, such as the fact that Mint was first to market, that the company wasn’t making any money and that it boasted an inferior name and design.


An excerpt:


I am, of course, enormously sad that Wesabe lost and the company closed. I don’t agree with those who say you should learn from your successes and mostly ignore your failures; nor do I agree with those who obsess over failures for years after (as I have done in the past). I’m hoping that by writing this all out I can offload it from my head and hopefully help inform other people who try to start companies in the future.


You’ll hear a lot about why company A won and company B lost in any market, and in my experience, a lot of the theories thrown about — even or especially by the participants — are utter crap. A domain name doesn’t win you a market; launching second or fifth or tenth doesn’t lose you a market. You can’t blame your competitors or your board or the lack of or excess of investment.


Focus on what really matters: making users happy with your product as quickly as you can, and helping them as much as you can after that. If you do those better than anyone else out there you’ll win.


What we’ve got here, ladies and gentlemen, is a must-read.


Good discussion about the post over at Hacker News.



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ScribbleLive plans to reinvent the <b>news</b> article | VentureBeat

Anthony is VentureBeat's assistant editor, as well as its reporter on media, advertising, and social networks. Before joining VentureBeat in ...

Denver Broncos <b>News</b> - Horse Tracks - 10/02/10 - Mile High Report

Your Daily Cup of Orange and Blue Coffee .... Horse Tracks!

Small Business <b>News</b>: Management 101

Is management ability something you're born with or can it be learned through careful study? Just as there can be many kinds of small business owners and many.


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Up to this point this dramatic expansion of the U.S. monetary base has not caused that much inflation because U.S. government borrowing has soaked most of it up and U.S. banks have been hoarding cash and have been building up their reserves.


However, this situation will not last forever.  Eventually all this cash will make its way through the food chain and into the hands of U.S. consumers. 


But what is even more troubling is the dramatic spike in commodity prices that we have seen in 2010. 


Wheat futures have surged 63 percent since the month of June.  Wheat has recently been selling well above 7 dollars a bushel on the Chicago Board of Trade.


But wheat is far from alone.  In his recent column entitled "An Inflationary Cocktail In The Making", Richard Benson listed many of the other commodities that have seen extraordinary price increases over the past year....


*Agricultural Raw Materials: 24%


*Industrial Inputs Index: 25%


*Metals Price Index: 26%


*Coffee: 45%


*Barley: 32%


*Oranges: 35%


*Beef: 23%


*Pork: 68%


*Salmon: 30%


*Sugar: 24%


*Wool: 20%


*Cotton: 40%


*Palm Oil: 26%


*Hides: 25%


*Rubber: 62%


*Iron Ore: 103%


Now, as those price increases enter the chain of production do you think that there is any chance that they will not cause inflation?


Do you think there is any chance at all that producers and retailers will not pass those costs on to consumers?


It is time to face facts.


Those cost increases are going to filter all the way through the system and your paycheck is soon not going to stretch nearly as far.


Inflation is coming.


Many savvy investors understand what is going on right now.  That is one reason why gold and silver are absolutely soaring at the moment.


The price of gold set another record high on Friday for the sixth straight day.   


Silver has also experienced extraordinary gains recently, and the U.S. Mint has officially raised their wholesale pricing above spot on American Silver Eagles from $1.50 to $2.00.


Meanwhile, there are even more rumblings that the Fed wants to print lots more money.  On Friday, the president of the Federal Reserve Bank of New York, William Dudley, stated that the high unemployment and the low inflation that the United States is experiencing right now are "wholly unacceptable"....


"Further action is likely to be warranted unless the economic outlook evolves in such a way that makes me more confident that we will see better outcomes for both employment and inflation before long."


During his remarks, Dudley even mentioned what the effect of another $500 billion increase in the Fed’s balance sheet would be.


Now keep in mind, this is not just another "Joe" who is making these remarks.


This is the president of the Federal Reserve Bank of New York - the most important of all the regional Fed banks.


In recent weeks it is almost as if you can hear Fed officials salivate as they consider the prospect of flooding the economy with even more money. 


Up to this point, very little has worked to stimulate the dying U.S. economy.  The Federal Reserve and the Obama administration are getting nervous as the American people become increasingly frustrated about the economic situation.


So will flooding the economy with even more money and causing even more inflation do the trick?


Well, no, but what inflated GDP figures will do is enable Obama and the Fed to say: "Look the economy is growing again!"


But if a flood of paper money causes the value of goods and services produced in the U.S. to go up by 5 percent but the real inflation rate is 10 percent, are we better off or are we worse off?


It doesn't take a genius to figure that one out.


So don't get fooled by "economic growth" numbers.  Just because more money is changing hands doesn't mean that the U.S. economy is doing better. 


In fact, many American families are going to be financially shredded by the coming inflation tsunami. 


Just think about it.


How far will your paycheck go when a half gallon of milk is 10 dollars and a loaf of bread is 5 dollars?


Already, it is incredibly difficult for the average American family of four to get by on $50,000 a year.


So how much money will we need when rampant inflation starts kicking in?


And do you think that your employers will actually give you pay raises to keep up with all of this inflation?


Not in these economic conditions.


In fact, median household incomes are declining from coast to coast all over the United States.


Earlier this year, Ben Bernanke promised Congress that the Federal Reserve would not "print money" to help the U.S. Congress finance the exploding U.S. national debt.


Did any of you believe him at the time?


Did any of you actually believe that the Federal Reserve would act responsibly and would attempt to keep the money supply and inflation under control?


The reality is that the entire Federal Reserve system is predicated on perpetual inflation and a perpetually expanding national debt. 


Whatever wealth you and your family have been able to scrape together is going to continue to be whittled away month after month after month by the hidden tax of inflation.


And unfortunately, as discussed above, inflation is about to get a whole lot worse.


So is there any room for optimism?  Is there any hope that we will not see horrible inflation in the years ahead?  Please feel free to leave a comment with your opinion below....


Marc Hedlund, co-founder and former CEO of personal finance company Wesabe, has penned a refreshingly honest and open take on why he thinks the startup lost to rival Mint.


The latter launched later than Wesabe (and won the top prize at the TechCrunch40 conference back in 2007) and was later acquired by Intuit for $170 million, while Wesabe had a less stellar exit and hit the deadpool last June.


Hedlund takes the blame, but also counters some of the things that have been cited as reasons for Wesabe’s demise for being myths, such as the fact that Mint was first to market, that the company wasn’t making any money and that it boasted an inferior name and design.


An excerpt:


I am, of course, enormously sad that Wesabe lost and the company closed. I don’t agree with those who say you should learn from your successes and mostly ignore your failures; nor do I agree with those who obsess over failures for years after (as I have done in the past). I’m hoping that by writing this all out I can offload it from my head and hopefully help inform other people who try to start companies in the future.


You’ll hear a lot about why company A won and company B lost in any market, and in my experience, a lot of the theories thrown about — even or especially by the participants — are utter crap. A domain name doesn’t win you a market; launching second or fifth or tenth doesn’t lose you a market. You can’t blame your competitors or your board or the lack of or excess of investment.


Focus on what really matters: making users happy with your product as quickly as you can, and helping them as much as you can after that. If you do those better than anyone else out there you’ll win.


What we’ve got here, ladies and gentlemen, is a must-read.


Good discussion about the post over at Hacker News.



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ScribbleLive plans to reinvent the <b>news</b> article | VentureBeat

Anthony is VentureBeat's assistant editor, as well as its reporter on media, advertising, and social networks. Before joining VentureBeat in ...

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Friday, October 1, 2010

Making Money Web

Interactivity is a key element when it comes to successfully spreading web content, which is why the ARG or transmedia experience — which works across platforms to create a narrative that the user has to discover on his or her own — has become a much more visible part of the landscape. Enter a recently launched ARG created specifically for the web series community, one that celebrates it.



Created by producer Jenni Powell and No Mimes Media, Webishades launched earlier this month via an article posted on Tubefilter. That article included a link to the Webishades website, which had secrets to be unlocked with phone calls, emails and ads on websites for series including The Guild, Squatters, Compulsions and The Temp Life. “It was a lot insidery, but that was part of the fun of it,” Powell said via phone.





To be honest, I completed the Webishades challenge in about ten minutes, because I cheated. And while I cheated — with some help from the ARG forum Unfiction, where previous players have documented the complete path to victory — that low level of commitment is deliberate.



Webishades is part of No Mimes’ recent string of 10 Minute ARG projects, which are created to be self-sustaining in perpetuity. “People don’t do stuff when we want them to, necessarily,” No Mimes managing director Benham Karbassi said via phone. “So we want to give them the opportunity to do it when they want to.”



So far, by Karbassi’s estimations, “a few thousand” people have checked out the Webishades website, with “a few hundred” following up on the phone call. But every component of the Webishades experience is automated, and as long as the participating web series don’t remove the clues from their websites, the game will be playable for the foreseeable future.



Not that there’s a lot there, to be frank — Webishades doesn’t have much in the way of story, instead operating as a promotional engine for the shows involved, and the reward is relatively Spartan. “It’s not as narrative as other ARG games,” Powell said. “It’s very different because it’s advertisement-based: ‘Here’s this fun fake product, let’s talk about it.’ That’s more of the game. We could have blown this out more, but it was just a fun way for us to work together.”



One of the complications is that Felicia Day, who in the project’s original iteration played a much larger role, was cast in a multi-episode arc on the SyFy Channel series Eureka this summer, meaning that her involvement had to be scaled back dramatically. “As you go, you have to be really flexible — that’s why ARGs are so fun to design,” Powell said. “You have to be on your toes the entire time.”



No money exchanged hands in this project, with everyone instead donating their time to put the elements together (with the exception of performance fees for actors in the Webishades commercial). That’s because Webishades isn’t intended to be a moneymaker; in fact, a Crackle representative, during a call with Powell and the No Mimes team, directly challenged No Mimes as to why they were doing this project — because it was just going to cost them money.



Karbassi’s reply at the time was that it would be great advertising for them, and also give them access to the web series community. Which seems to have paid off, at least in regard to the latter point: The number of series which participated in the project does represent an impressive range of the talent currently making web narrative. And while the numbers are low on players who have fully engaged with the project, those Webishades ads do remain on all the respective sites. The game is still on.



Related GigaOm Pro Content (subscription required): Shattering the Fourth Wall To Find Web Audiences


*To the devs in this room, anyway



(L to R: Mark Kvamme (Sequoia Capital), Albert Cheng (ABC-Disney Television), Jessica Steel (Pandora), Gordon McLeod (WSJ Digital)


 


My day at the inaugural AppNation conference has mostly been spent remembering what big business apps are. Not that I ever forgot that, but since my job mainly revolves around phones - and not the apps they run - spending a day or two at an event like this really immerses me in the reality that the development, marketing, selling, promoting, and reviewing of apps is huge business. Huge.


 


The question that I keep coming back to when I think about apps is this: We all know there's plenty of money in Apple's iOS App Store, but what about on the other platforms? Is anybody making money - real money - developing for Android? And BlackBerry and Windows and webOS, do developers see opportunities outside of the Apple-Google War?


 


The answer I heard today was a pretty resounding, "Nope."


 


Bear in mind that what I witnessed was a very informal straw poll taken in a room of maybe 250 people, so don't take this as a necessarily representative cross-section of mobile developers worldwide, let alone any sort of scientific proof. But, when Mark Kvamme (a partner at VC heavyweight Sequoia Captial) asked the audience at the opening roundtable what platforms most interest them, the response was pretty clear: Only two of 'em matter.


 


After asking the roundtable panelists "If you had to pick only one platform to develop for over the next two years, what would it be?" and getting the predictable non-answers, Kvamme asked for a show of hands from the crowd to answer the same question. Android and iOS each got close to fifty-fifty shares, with Android looking to have a small lead. BlackBerry? Zero hands in the air. Windows Phone 7? Maybe five or six. "Is anyone interested in what HP is going to do with Palm and webOS?" Five hands.


 


I'm still looking for Android developers who are making the kind of money folks are earning selling iOS apps, but the utter lack of interest in virtually any other platform came as a total shock to me. Granted, this is a small conference and I have no idea what the ratio of devs to execs to media types was in that room this morning. But nobody raise their hand for BlackBerry. Wow.


 


What say you, especially the developers and/or mobile businesspeople reading this? Are their opportunities beyond iOS and Android, or is the combination of Apple's App Store mojo and Android's sheer volume of devices too much to ignore when it comes to focusing your efforts? BlackBerry, WinPhone, webOS, Bada, Symbian, Meego ... is anything else worth developing for at this point?


Feds Sue Fox <b>News</b> Over Reporter Catherine Herridge&#39;s Charges Of <b>...</b>

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Feds Sue Fox <b>News</b> Over Reporter Catherine Herridge&#39;s Charges Of <b>...</b>

WASHINGTON — Federal authorities are suing the Fox News Network for allegedly retaliating against a reporter after she complained about unequal pay and job conditions based on her gender and age. The Equal Employment Opportunity ...

Reese Schonfeld: Third Quarter Cable <b>News</b>: Bad <b>News</b> for All <b>...</b>

Could it be that the decline in news viewers is symptomatic of a general and genuine disgust by news viewers who are just fed up with the kind of news being fed to them?

Evri Expands Mobile Offerings Beyond Tech <b>News</b> to Sports, Music <b>...</b>

Evri is going mobile in a big way. The Seattle- and San Francisco-based information discovery website backed by Paul Allen's Vulcan Capital introduced an.


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Interactivity is a key element when it comes to successfully spreading web content, which is why the ARG or transmedia experience — which works across platforms to create a narrative that the user has to discover on his or her own — has become a much more visible part of the landscape. Enter a recently launched ARG created specifically for the web series community, one that celebrates it.



Created by producer Jenni Powell and No Mimes Media, Webishades launched earlier this month via an article posted on Tubefilter. That article included a link to the Webishades website, which had secrets to be unlocked with phone calls, emails and ads on websites for series including The Guild, Squatters, Compulsions and The Temp Life. “It was a lot insidery, but that was part of the fun of it,” Powell said via phone.





To be honest, I completed the Webishades challenge in about ten minutes, because I cheated. And while I cheated — with some help from the ARG forum Unfiction, where previous players have documented the complete path to victory — that low level of commitment is deliberate.



Webishades is part of No Mimes’ recent string of 10 Minute ARG projects, which are created to be self-sustaining in perpetuity. “People don’t do stuff when we want them to, necessarily,” No Mimes managing director Benham Karbassi said via phone. “So we want to give them the opportunity to do it when they want to.”



So far, by Karbassi’s estimations, “a few thousand” people have checked out the Webishades website, with “a few hundred” following up on the phone call. But every component of the Webishades experience is automated, and as long as the participating web series don’t remove the clues from their websites, the game will be playable for the foreseeable future.



Not that there’s a lot there, to be frank — Webishades doesn’t have much in the way of story, instead operating as a promotional engine for the shows involved, and the reward is relatively Spartan. “It’s not as narrative as other ARG games,” Powell said. “It’s very different because it’s advertisement-based: ‘Here’s this fun fake product, let’s talk about it.’ That’s more of the game. We could have blown this out more, but it was just a fun way for us to work together.”



One of the complications is that Felicia Day, who in the project’s original iteration played a much larger role, was cast in a multi-episode arc on the SyFy Channel series Eureka this summer, meaning that her involvement had to be scaled back dramatically. “As you go, you have to be really flexible — that’s why ARGs are so fun to design,” Powell said. “You have to be on your toes the entire time.”



No money exchanged hands in this project, with everyone instead donating their time to put the elements together (with the exception of performance fees for actors in the Webishades commercial). That’s because Webishades isn’t intended to be a moneymaker; in fact, a Crackle representative, during a call with Powell and the No Mimes team, directly challenged No Mimes as to why they were doing this project — because it was just going to cost them money.



Karbassi’s reply at the time was that it would be great advertising for them, and also give them access to the web series community. Which seems to have paid off, at least in regard to the latter point: The number of series which participated in the project does represent an impressive range of the talent currently making web narrative. And while the numbers are low on players who have fully engaged with the project, those Webishades ads do remain on all the respective sites. The game is still on.



Related GigaOm Pro Content (subscription required): Shattering the Fourth Wall To Find Web Audiences


*To the devs in this room, anyway



(L to R: Mark Kvamme (Sequoia Capital), Albert Cheng (ABC-Disney Television), Jessica Steel (Pandora), Gordon McLeod (WSJ Digital)


 


My day at the inaugural AppNation conference has mostly been spent remembering what big business apps are. Not that I ever forgot that, but since my job mainly revolves around phones - and not the apps they run - spending a day or two at an event like this really immerses me in the reality that the development, marketing, selling, promoting, and reviewing of apps is huge business. Huge.


 


The question that I keep coming back to when I think about apps is this: We all know there's plenty of money in Apple's iOS App Store, but what about on the other platforms? Is anybody making money - real money - developing for Android? And BlackBerry and Windows and webOS, do developers see opportunities outside of the Apple-Google War?


 


The answer I heard today was a pretty resounding, "Nope."


 


Bear in mind that what I witnessed was a very informal straw poll taken in a room of maybe 250 people, so don't take this as a necessarily representative cross-section of mobile developers worldwide, let alone any sort of scientific proof. But, when Mark Kvamme (a partner at VC heavyweight Sequoia Captial) asked the audience at the opening roundtable what platforms most interest them, the response was pretty clear: Only two of 'em matter.


 


After asking the roundtable panelists "If you had to pick only one platform to develop for over the next two years, what would it be?" and getting the predictable non-answers, Kvamme asked for a show of hands from the crowd to answer the same question. Android and iOS each got close to fifty-fifty shares, with Android looking to have a small lead. BlackBerry? Zero hands in the air. Windows Phone 7? Maybe five or six. "Is anyone interested in what HP is going to do with Palm and webOS?" Five hands.


 


I'm still looking for Android developers who are making the kind of money folks are earning selling iOS apps, but the utter lack of interest in virtually any other platform came as a total shock to me. Granted, this is a small conference and I have no idea what the ratio of devs to execs to media types was in that room this morning. But nobody raise their hand for BlackBerry. Wow.


 


What say you, especially the developers and/or mobile businesspeople reading this? Are their opportunities beyond iOS and Android, or is the combination of Apple's App Store mojo and Android's sheer volume of devices too much to ignore when it comes to focusing your efforts? BlackBerry, WinPhone, webOS, Bada, Symbian, Meego ... is anything else worth developing for at this point?


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Feds Sue Fox <b>News</b> Over Reporter Catherine Herridge&#39;s Charges Of <b>...</b>

WASHINGTON — Federal authorities are suing the Fox News Network for allegedly retaliating against a reporter after she complained about unequal pay and job conditions based on her gender and age. The Equal Employment Opportunity ...

Reese Schonfeld: Third Quarter Cable <b>News</b>: Bad <b>News</b> for All <b>...</b>

Could it be that the decline in news viewers is symptomatic of a general and genuine disgust by news viewers who are just fed up with the kind of news being fed to them?

Evri Expands Mobile Offerings Beyond Tech <b>News</b> to Sports, Music <b>...</b>

Evri is going mobile in a big way. The Seattle- and San Francisco-based information discovery website backed by Paul Allen's Vulcan Capital introduced an.


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Feds Sue Fox <b>News</b> Over Reporter Catherine Herridge&#39;s Charges Of <b>...</b>

WASHINGTON — Federal authorities are suing the Fox News Network for allegedly retaliating against a reporter after she complained about unequal pay and job conditions based on her gender and age. The Equal Employment Opportunity ...

Reese Schonfeld: Third Quarter Cable <b>News</b>: Bad <b>News</b> for All <b>...</b>

Could it be that the decline in news viewers is symptomatic of a general and genuine disgust by news viewers who are just fed up with the kind of news being fed to them?

Evri Expands Mobile Offerings Beyond Tech <b>News</b> to Sports, Music <b>...</b>

Evri is going mobile in a big way. The Seattle- and San Francisco-based information discovery website backed by Paul Allen's Vulcan Capital introduced an.


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Feds Sue Fox <b>News</b> Over Reporter Catherine Herridge&#39;s Charges Of <b>...</b>

WASHINGTON — Federal authorities are suing the Fox News Network for allegedly retaliating against a reporter after she complained about unequal pay and job conditions based on her gender and age. The Equal Employment Opportunity ...

Reese Schonfeld: Third Quarter Cable <b>News</b>: Bad <b>News</b> for All <b>...</b>

Could it be that the decline in news viewers is symptomatic of a general and genuine disgust by news viewers who are just fed up with the kind of news being fed to them?

Evri Expands Mobile Offerings Beyond Tech <b>News</b> to Sports, Music <b>...</b>

Evri is going mobile in a big way. The Seattle- and San Francisco-based information discovery website backed by Paul Allen's Vulcan Capital introduced an.


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